Solutions · Fintechs & distribution platforms

You have the users and the app. You are missing product and permission.

Distribution is the scarcest thing in tokenized assets and you already have it. What you do not have is a supply of admissible assets and the licence and compliance layer to put them in front of your users.

Where you are

The situation, as we usually find it.

Your users want yield and real assets

Deposit and payment products have thin, competitive margins. Investable product is where retention and revenue per user actually move.

You cannot manufacture what you would distribute

Structuring an admissible instrument is a different business from building an app. Attempting it in-house is how eighteen months disappear.

Permission is the constraint, not the technology

Whether you may distribute a security or a tokenized asset to your users — and to which of them — is a licensing question you probably have not fully answered.

What blocks you

Three things stand in the way — and none is solved by technology alone.

Blocker 1

Licensing and permission

Distributing a regulated instrument requires either your own permission or an arrangement with a party that holds one. The choice affects your economics permanently.

Blocker 2

Supply of admissible assets

Global tokenized assets are usually not registered with your local regulator. Local ones mostly do not exist yet.

Blocker 3

Eligibility and suitability at scale

Investor classification, suitability, limits and disclosures have to run automatically inside your onboarding, not as a manual desk process.

The journey

From where you are to a live, admitted product.

Highlighted steps are the ones we carry end to end. Durations are indicative for a first asset; each subsequent asset in the same class reuses most of the work.

01

Permission strategy

Own licence, appointed representative, or distribution under a licensed partner — with the economics of each.

3–6 wks
02

Supply

Which assets, from which issuers, admissible under which pathway in your market.

4–8 wks
03

Eligibility layer

Investor classification, suitability, limits and disclosures wired into your existing onboarding.

4–6 wks
04

Integration

Order flow, custody, settlement, statements and tax reporting.

6–10 wks
05

Launch

Anchor product, positioning and the support model.

2–4 wks
06

Broaden the shelf

Each additional asset in an admitted class is incremental.

2–4 wks each
Division of labour

What we carry. What stays yours.

We carry
  • Permission and licensing strategy
  • Asset supply and issuer relationships
  • Eligibility, suitability and disclosure logic
  • Custody, settlement and reporting integration
  • Ongoing servicing and regulatory reporting
You keep
  • The user relationship and the app
  • Brand, pricing and positioning
  • Onboarding and support
  • Growth and retention economics
Why us, here

Relevant experience, not a capability list.

Bite-size regulated products, distributed B2B2C

Our founder built and led a Series A insurtech that designed small-ticket supervised insurance products and distributed them through corporate partners and a ten-thousand-strong micro-agent channel.

Rails at population scale

Our board built a national KYC registry and the distributed-systems core of a national payments and CBDC programme.

An enablement layer built for exactly this

Rihla exists to plug licensed platforms into tokenized-asset supply without each one rebuilding the regulatory apparatus.

You already own the hardest part. The rest is supply and permission — and both are things we do.

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